Effective Date: September 15, 2025
Last Updated: September 15, 2025
1. Introduction
Traqwise (“we,” “our,” or “us”) operated by Boiyelove International, LLC is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our personal finance tracking mobile application.
2. Information We Collect
2.1 Personal Financial Data
- Transaction records (income and expenses)
- Budget information and categories
- Loan and debt tracking data
- Financial goals and preferences
2.2 Device Information
- Device type and operating system
- App version and usage analytics
- Crash reports and error logs (if enabled)
2.3 User Preferences
- App settings and configurations
- Notification preferences
- Security settings (biometric authentication preferences)
3. How We Use Your Information
3.1 Core Functionality
- Provide personal finance tracking services
- Calculate budgets, balances, and financial summaries
- Generate reports and insights
- Sync data across app sessions
3.2 App Improvement
- Analyze app performance and usage patterns
- Fix bugs and improve user experience
- Develop new features based on user needs
4. Data Storage and Security
4.1 Local Storage
- All financial data is stored locally on your device using a SQLite database
- No financial data is transmitted to external servers
- Data remains under your complete control
4.2 Security Measures
- Local database encryption (planned feature)
- Biometric authentication support
- Secure data handling practices
- Regular security updates
5. Data Sharing and Disclosure
5.1 No Third-Party Sharing
- We do not sell, trade, or share your personal financial data with third parties
- Your financial information remains private and local to your device
5.2 Legal Requirements
We may disclose information only if required by law or to:
- Comply with legal processes
- Protect our rights and safety
- Prevent fraud or security threats
6. Your Rights and Choices
6.1 Data Control
- Access: View all your data within the app
- Modify: Edit or update your financial records
- Delete: Use the “Reset Data” feature to permanently delete all data
- Export: Export your data (planned feature)
6.2 App Permissions
- Storage: To save your financial data locally
- Biometric: For secure app access (optional)
- Notifications: For budget alerts and reminders (optional)
7. Data Retention
- Data is retained locally on your device until you choose to delete it
- You can permanently delete all data using the “Reset Data” feature in Settings
- Uninstalling the app will remove all local data
8. Children’s Privacy
Traqwise is not intended for children under 13. We do not knowingly collect personal information from children under 13.
9. International Users
If you are using Traqwise outside your country of residence, please note that your information may be processed in the country where our services are hosted.
10. Changes to This Privacy Policy
We may update this Privacy Policy periodically. We will notify you of any material changes by:
- Updating the “Last Updated” date
- Providing in-app notifications
- Posting updates on our website (if applicable)
11. Contact Information
If you have questions about this Privacy Policy or our privacy practices, please contact us at:
Email: [email protected]
Developer: Boiyelove International, LLC
App: Traqwise – Personal Finance Tracker
12. Consent
By using Traqwise, you consent to the collection and use of information as described in this Privacy Policy.